Disability claims are rising, and managing them while keeping costs in check is crucial for Canadian organizations. Join industry expert Darcy Michaud of HR Covered and Leslie Consulting Group as we dive into the key components of a disability management program, efficient and compassionate handling of claims, best practices for accommodation, compliance, and strategies to reduce costs.

In this issue, we cover three topics plan sponsors should know about. First, generic Ozempic now costs about a third of the brand, but few members are switching, so mandatory generic pricing can help. Second, Quebec's insurance premium tax rises to 9.975% on January 1, 2027. Finally, Alberta's Bill 11, effective October 1, makes government the payor of last resort and requires plan sponsors to continue health and drug coverage for active employees over the age of 65.