Disability claims are rising, and managing them while keeping costs in check is crucial for Canadian organizations. Join industry expert Darcy Michaud of HR Covered and Leslie Consulting Group as we dive into the key components of a disability management program, efficient and compassionate handling of claims, best practices for accommodation, compliance, and strategies to reduce costs.

In this issue, we cover three topics plan sponsors should know about. First, generic Ozempic now costs about a third of the brand, but few members are switching, so mandatory generic pricing can help. Second, Quebec's insurance premium tax rises to 9.975% on January 1, 2027. Finally, Alberta's Bill 11, effective October 1, makes government the payor of last resort and requires plan sponsors to continue health and drug coverage for active employees over the age of 65.

"Should we move to ASO?" It's one of the questions I hear most from HR leaders and business owners. Someone has told them it could lower their benefits costs, and they want to know if it's true. My honest answer is: it might. But before you make that call, you need to understand what ASO really is and whether the potential savings are worth the risk.

Are your employment agreements doing their job? Join Vital Partners, Leslie Consulting Group and HR Covered Inc. for a high-impact webinar tailored for Canadian businesses to be compliant and effective. We'll focus on why a well-crafted employment agreement is essential for both employers and employees. We will cover key clauses, common pitfalls, and how a strong agreement can help prevent disputes and clarify expectations. This session is designed to provide practical tips a

Should you cancel your group dental benefits because of the CDCP? The short answer is no — and the longer answer is also no, and it’s important to understand before you or eligible employees change coverage.

A surprising new study by Sun Life and Ipsos found that a significant number of your employees likely aren't sleeping well. And it's costing more than employers realize

Cost Drivers and Cost Moderators for benefits plans across Canada. Free mental health resources to assist your team.

Alberta’s Bill 11 is one of the most consequential pieces of legislation in a generation to affect healthcare and group benefits in the province. This article outlines what you need to know, and what steps we recommend you take now.

Every year, one of Canada's largest benefits surveys gives us a window into how plan members and plan sponsors are really doing. This year's results are worth paying attention to because they point to where the biggest opportunities are.